AJS Foreign Exchange

Heartland Mall /Hougang ✓ MAS register
All opening hours
Monday
11:15am–2pm, 3–8:30pm
Tuesday
11:15am–2pm, 3–8:30pm
Wednesday
11:15am–2pm, 3–8:30pm
Thursday
11:15am–2pm, 3–8:30pm
Friday
11:15am–12:30pm, 3–8:30pm
Saturday
11:15am–2pm, 3–8:30pm
Sunday
11:15am–2pm, 3–8:30pm
1750 m from Hougang MRT Quietest Fri around 11am Wheelchair access
Slipping latelyLocals rate it best around
205 Hougang St 21, #03-K2 Heartland Mall, Singapore 530205 · Directions →

What customers say

Slipping lately14 mentions

Recent reviews average 3.9★, down from 4.5★ before.

Locals rate it best around2 mentions

Reviewers repeatedly call this the best rate in the area.

Friendly, and always gives the best rate in town

Customers consistently rate this counter well on rates and service. Worth knowing: the last year averages 3.9★, below its lifetime score of 4.4★.

Exchange rates 95% positive
61 customers mentioned it
Staff & service 96% positive
50 customers mentioned it
Accuracy & trust 100% positive
12 customers mentioned it
Queues & speed 60% positive
10 customers mentioned it
Location & access 100% positive
7 customers mentioned it
Currencies customers change here
2/4rated counters in Hougang
4.4vs 3.8 local median

That puts it above the typical counter in Hougang. The best-rated nearby is M.S. Money Exchange (Hougang Money Changer) (★ 4.9, 154 reviews) — worth a look if you are comparing.

The rating, in shape

4.4
★★★★☆
136 Google reviews
5★ 112
4★ 3
3★ 5
2★ 1
1★ 15
Getting in
Wheelchair-accessible car parkWheelchair-accessible entrance On-site services

Money Changing services

AJS Foreign Exchange, in their own words — Google Business profile

What customers report

Public Google reviews, unedited — including the critical ones.

★★★★★

Ive been going here when they first opened in heartland mall to the current independent unit now. Always the best exchange rate in kovan/hougang area and real friendly people. Highly recommend them.!!

zarthan · Local Guide · 10 months ago
★★★★

Using first finger ask me to step forward when is my turn. Address him boss. He throw the ringgit on the counter with "buay song" face expression Today is my first time n my last time. Very rude service.

Oba'son · Local Guide · a month ago

Details

Address
205 Hougang St 21, #03-K2 Heartland Mall, Singapore 530205
MAS licence
Listed as AJS FOREIGN EXCHANGE — Money-changing Licensee. Verify →
Currencies
MYR

Listing details from the business's Google profile (August 2025); licence status from the MAS register, August 2026. Report a change · how we build this

Questions

What are AJS Foreign Exchange's opening hours?

Mon–Thu 11:15am–2pm, 3–8:30pm · Fri 11:15am–12:30pm, 3–8:30pm · Sat–Sun 11:15am–2pm, 3–8:30pm. The status shown at the top of this page is calculated live in Singapore time, so it reflects whether the counter is open right now. Hours can still change on public holidays — worth calling before a special trip.

Is AJS Foreign Exchange the best money changer in Hougang?

On Google ratings it currently sits 2 of 4 reviewed counters in Hougang, above the local median of 3.8★. The best-rated nearby alternative is M.S. Money Exchange (Hougang Money Changer) (★ 4.9 from 154 reviews). Ratings measure service and honesty, not today's rate — for the rate itself, compare boards.

Which currencies can I change at AJS Foreign Exchange?

Reviewers most often mention changing Malaysian Ringgit here. That reflects what customers report rather than a stock guarantee — for an unusual currency, call ahead, since counters carry what their regulars need.

What do customers complain about at AJS Foreign Exchange?

Of the topics customers raise, queues & speed draws the most mixed response — 40% of its 10 mentions come from reviews of 3★ or below. The strongest area is accuracy & trust, where 100% of 12 mentions are positive. As anywhere, count your money at the counter before you leave.

When is AJS Foreign Exchange least crowded?

Google's visit data puts the quietest slot around Fri around 11am and the busiest around Thu around 7pm. For a large amount, a quiet slot means time to compare boards and ask for a better rate on size.

Is AJS Foreign Exchange a licensed money changer?

Yes — this listing corresponds to AJS FOREIGN EXCHANGE, listed in the MAS Financial Institutions Directory as Money-changing Licensee. Verify on the MAS register.